Decentralized finance (DeFi) already processes billions of dollars daily, through protocols like Aave and Maple. With it, users can generate yields far exceeding those offered by banks.
Yet for all its potential, mainstream adoption remains elusive. Today’s DeFi landscape forces users to switch between multiple tools to bridge, swap, and deposit tokens, not to mention various crypto wallets and apps to store digital assets and track positions.
And don’t forget about swapping tokens across chains and managing gas fees. The experience feels complex and fragmented, a major barrier for non-technical users.
To bridge this divide, Vikram Arun – CEO of Superform Labs – envisions a DeFi re‑architecture.
Adding Missing Layers: Hyperstructures and Superapps
Arun projects a universal DeFi future built on two foundational pillars:
Hyperstructures: These decentralized protocols serve as the invisible infrastructure of finance – permissionless, composable, and free to use. They remain valuable to own and govern, forming a robust backbone for financial services built on open rails.
Superapps: On the surface, these are sleek, intuitive applications that consolidate fragmented DeFi interactions. Superapps let users swap, save, invest within seamless interfaces that mirror traditional fintech apps.
From Experiments to Everyday Utility
Achieving this shift requires moving beyond experimental protocols toward polished tools. Hyperstructures provide the modular reliability beneath, while superapps deliver familiar UX above.
Vikram Arun uses the metaphor of a car for superapps. Most cars operate on similar principles (internal combustion, electric vehicles, etc). But what separates vehicles from each other is the interface – the number of people the car holds, the materials it’s made of, how it looks, how it feels when you drive it, and so on.
No one wants to purchase a vehicle if they need to crank the engine manually, or pour fuel drop-by-drop into the engine. They pay for the engine (the hyperstructures) to power the body of the car (the superapps) – and they want this process to be seamless.
If both hyperstructures and superapps can be developed together, they can enable mainstream users to interact with DeFi intuitively – without needing to understand wallets, chains or gas fees.
Retaining Decentralization Amid Ease of Use
The push for usability and better UX can’t compromise decentralization.
The steady growth of DeFi and stablecoins require balancing decentralization as a core crypto principle with functionality and simplicity in mind.
In the ultimate vision: DeFi becomes the default financial interface. Users engage in saving, swapping, investing, all powered by open, invisible rails that operate behind the scenes.
In fact, ideally most people won’t be aware they’re using DeFi. They’ll simply enjoy seamless, borderless financial services.
Arun’s vision is still largely in development – but certain parts of the broader framework are already coming together. One core component is vital upgrades to existing infrastructure, such as the Bitcoin Hyper Layer 2 for Bitcoin.
Bitcoin Hyper ($HYPER) – Faster, DeFi-Ready Layer 2 Upgrade for Bitcoin
Unlock fast, cheap Bitcoin transactions with Bitcoin Hyper ($HYPER). It’s the true power of Bitcoin, finally integrated with the broader DeFi ecosystem.
The core to everything is the Bitcoin Canonical Bridge and the Bitcoin Relay Program, powered by the Solana Virtual Machine (SVM). Running through the SVM, the smart contracts seamlessly and near-instantaneously transfer Bitcoin (through wrapped $BTC) from the original blockchain to the Hyper Layer 2, and back again as needed.
On Bitcoin Hyper, investors can apply Bitcoin to native staking and dApps. All of the DeFi innovations that have grown up in the decade-and-a-half since Bitcoin launched are now available for Bitcoin investors.
The Bitcoin Hyper presale is already attracting attention, with over $7M raised in mere weeks. It’s still early – tokens only cost $0.012525.
Visit the Bitcoin Hyper ($HYPER) presale page to learn more about a next-gen Layer 2.
Vikram Arun’s Vision Highlights Need for Evolution
By combining the invisible infrastructure of hyperstructures with the sleek interfaces of superapps, DeFi can shed its technical complexity and reach mass adoption.
With innovations like Bitcoin Hyper bringing scalability and DeFi utility to Bitcoin itself, the roadmap toward a seamless, decentralized financial future is already unfolding.
As always, do your own research – this isn’t financial advice.
